Financial Health Score

Based on your transactions, savings, and financial habits

600

Good

out of 850

Good

+6 pts this month

Decent foundations — focus on savings and stability.

Score Range

300–850

Your Score

600

Last Month

594

Score Breakdown

Savings Goal Progress

+0 pts/ 200

No savings goals set

Emergency Buffer

+0 pts/ 150

Wallet balance: USD 0

Transaction Activity

+0 pts/ 100

0 transactions in last 90 days

Debt-to-Income Ratio

+100 pts/ 100

No recurring obligations detected

Financial Activity Diversity

+0 pts/ 50

0 transaction categories used

Personalised Recommendations

Savings Goal Progress

Set up a savings goal in the Automation Hub to start building your score.

Emergency Buffer

Aim to keep at least 3 months of income in your wallet as a safety buffer.

Transaction Activity

Regular account activity shows healthy financial engagement.

Financial Activity Diversity

Using more financial tools (savings, transfers, investments) shows healthy money management.

Financial Best Practices

Keep 3–6 months of expenses as an emergency fund.

Set a savings goal and automate contributions monthly.

Aim for a debt-to-income ratio below 35%.

Review your recurring transfers regularly to cut unnecessary outgoings.

Set rate alerts to send money when exchange rates are in your favour.

Score refreshes automatically based on your latest account activity. Data is calculated locally and never shared.