Our nationwide network of authorised SpendVirtual POS Agents makes it possible to send money to anyone — even in the most remote villages — without a bank account.
Ask the sender to confirm the exact SpendVirtual POS Agent they have sent the money to, including the agent's location and name.
Locate that specific authorised POS Agent in your locality. The money can only be collected from that particular agent — it cannot be collected from any other POS vendor.
Present a valid means of identification to the agent. The agent will verify the transaction and disburse your cash instantly.
Before sending, find out the recipient's exact location and identify a SpendVirtual authorised POS Agent close to them.
During the transfer, select that specific POS Agent as the cash-out point. The funds will be routed directly to that agent's terminal.
Share the agent's details with your recipient so they know exactly where to collect the cash.
The SpendVirtual POS Network operates exclusively through verified and authorised agents. Money sent via the network can only be collected at the specific POS agent the sender designates. Recipients must visit only that agent to collect their funds. Do not attempt to collect from an unregistered vendor.
Agents in every state & LGA across Nigeria
Real-time payment alerts for both sender and agent
Only authorised agents can disburse funds
Recipients don't need a bank account to collect
Log in or create a free account to send money through the SpendVirtual POS Network today.
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